"Didn't take much time. Now saving $128k/year!!"
Unlock Payroll Tax Savings with a Compliant, Turnkey Health Benefit
Healthcare costs are rising faster than any other business expense
85–95% employee adoption.
Average $640 savings per participant per year.
Full IRS, ACA, and ERISA compliance.
Authorized Savings Consultant
The Fastest-Rising Employer Costs
- Health Insurance / Medical Benefits — Premiums are rising 8–10% in 2025–26 after years of steady increases.
- Pharmacy & Specialty Drugs — New GLP-1s and cancer meds are driving double-digit pharmacy cost growth.
- Labor Costs (Wages, Payroll, Benefits) — Payroll and benefits are the largest cost increases, with FICA built in.
- Insurance Premiums (Property / Casualty / Climate Risk) — Rates are climbing unpredictably, especially in high-risk markets.
While you can’t control medical inflation or insurance volatility, you can capture recurring FICA savings to offset these pressures — starting with your next payroll.
Sources: The Journal Record, Reuters, Forbes, industry trend reports on insurance premiums.
WHY THIS WORKS
Most cost-control levers are out of your hands:
- insurance premiums rise, pharmacy costs surge, payroll grows.
The program is built on tax law, not wishful thinking
✔ IRS Code Sections 125, 105, 213(d)
Enables pre-tax treatment for employee health benefits and FICA savings for employers.
✔ ACA Wellness Program Rules
Ensures the program aligns with Affordable Care Act standards for preventive health coverage.
✔ ERISA Nondiscrimination Testing
Protects employers by ensuring the benefit is fair and compliant across employee groups.
The result: For employers--predictable FICA savings and legal certainty. For employees--, improved health access. For all-- compliance at every step.
Calculate Your Savings
Run the numbers. See what your organization could save, starting with your next payroll.
Proven in the Real World
Employers across industries are already using this program to turn tax law into measurable savings.
A regional healthcare system with 500 FTEs saved over $300,000 in employer FICA taxes in the first year.
A mid-sized manufacturer launched with 85% employee participation and saw an average of $175 more take-home payper employee each month.
A professional services company realized six-figure annual FICA savings with full ACA and ERISA compliance.
How Employees Benefit
Preventive Health Coverage through Revive Health, meeting ACA standards.
- 24/7 virtual access to urgent care, primary care, and mental health support
- Over 1,000 common prescriptions at $0
Lower Out-of-Pocket Costs compared to unmanaged healthcare expenses.
More Take-Home Pay, often $90–$200 extra each month.
Higher Satisfaction with both coverage and paycheck gains.
Fast, Simple Implementation
Onboarding is turnkey. With payroll integration and ready-made employee materials, most employers launch in weeks, not months.
Setup
— We handle onboarding and align with your payroll system.
Payroll Integration
— FICA savings are captured automatically in each cycle.
Launch
— Employees receive communication kits and dedicated support.
"Excellent company! We're now providing our employees with all inclusive benefits ..." Savings over $44,000 a year was great, but we needed these preventative healthcare benefits. Thank you.
"Morale has definitely picked up since..." Employee morale has definitely improved--some are thrilled. I'm definitely pleased with the Preventative wellness program. Thank you.
"This was great timing. We're using the FICA savings to expand..."
John Sheppard
Authorized Savings Consultant